Financial Education

Learn credit education skills to improve your financial well-being, and make informed & effective decisions. Download the CFPB guide below!

U.S. Federal Employees Using Access Loans

6 Tools to Help You Understand Your Credit Report, Score and History

The resources below can be accessed by downloading the free copy of CFPB’s Credit Education Guide. These are the first steps to build or strengthen your credit history, identify areas of improvement, and figure out where you currently stand.


Credit report tool

This will show you how to get a free copy of your credit report.


Checking for errors tool

Learn how to make sure your credit report is accurate.


Disputing errors tool

Learn how to get errors in your credit report fixed.


Credit scores tool

Learn ways on how to improve your credit score.


Choosing credit tool

Learn when is the right time to use credit vs. not use it at all.


Identity theft & fraud tool

Demonstrates what to do if you’ve been the victim of identity theft.

Get Started on Building & Strengthening Your Credit History!

Get a FREE copy of the Consumer Financial Protection Bureau’s (CFPB) Credit Education Guide - we highly recommend reading this as a starting point to understand your personal credit report and take initial steps towards a better financial future.

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Financial Tools & Resources*

Below are some third party resources that we found useful when learning about credit and financial education. We want to help you reach your credit and financial goals - please take advantage of these resources.

*These links are being provided as a convenience and for informational purposes only; they do not constitute an endorsement or an approval by Safra National Bank of New York of any of the products, services or opinions of the corporations or organizations or individuals. We bear no responsibility for the accuracy, legality or content of the external site or for that of subsequent links. Contact the external site for answers to questions regarding its content.

Frequently Asked Questions About Credit

Below are some common questions regarding credit scores and overall financial education. It is important you fully understand credit as a whole, in order to make smart financial decisions. You are a click away from being able to answer all of these questions. Download the Credit Education Guide here.

What is credit score and why is it important?

How can I improve my credit scores?

How do I get a free copy of my credit report?

What steps can I take to build good credit?

How do I make sure my credit report is accurate?

Should I use credit to buy this?

How do I get errors in my credit report fixed?

What do I do if Iʼve been a victim of identity theft?

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