* Disclaimer

We will never charge you any "hidden fees" that are not fully disclosed in your Agreement or the Rates & Terms.TO REPORT A COMPLAINT OR PROBLEM WITH ACCESS LOANS - YOU MAY CALL OR EMAIL US at 321-396-0172; legal@accessloans.com, NMLS #1946049

* All loans are subject to approval and verification. All loans are made by Access Loans LLC, a licensed consumer finance company under NMLS #1946049. Our loan programs are offered to residents of: AL, AZ, CA, CO, DC, FL, GA, ID, IL, IA, MD, MI, MN, MO, NM, OH, OK, OR, PA, SC, TN, UT, VA, WA.

* Access Loans reports all loan payment history to the three major credit bureaus. On-time payments may improve credit scores and can help you build your credit.

* Access Loans does not perform FICO score credit checks, instead we use an alternative credit solution. Because we report your payment history to the 3 major credit bureaus, late or non-payment of your debt may negatively impact your credit rating.

* Loan eligibility requirements, loan products, and overall application documentation are subject to change. Please contact one of the representatives if you have equations or need assistance with your loan application.

* Same day funding is available for limited customers. If the next business day falls on a federal holiday, founding will occur on the following business day. The loan approval process may delay in time if additional documents are needed to evaluate the application.

* Access Loans is not currently available to active members of the military and/or their dependents.

* Our interest rate match policy applies only to loans made by Access Loans, intended to be repaid by payroll allotment, to employees of the U.S. federal government residing in the states we operate.The offer has to be valid at the time of submission, and needs to have the exact same loan characteristics. For more information please contact finance@accessloans.com

* As an example, a $2,000 loan in District of Columbia: Finance charge of $255.87, financed amount $2,000, repayable in 27 biweekly pmts, interest rate of 23.98%, APR 23.91%, and biweekly installments fo $85.

Interest Rate Match Policy

Our Interest rate match applies to loans made by Access Loans and to be repaid by Payroll allotment to employees of United States Federal Government residing in Florida, Georgia, Utah, Missouri, Alabama, Washington DC, South Carolina, Michigan and Maryland.

Referral Program

Bonus cash contingent on approval of the referred party and receipt of two consecutive payments. In order to receive your funds, your account must be in good standing. Other terms and conditions may apply. Please allow 6-8 weeks for payment processing.

Terms and conditions

These terms and conditions are subject to change at any time.  We reserve the right to change or discontinue our Interest Rate Match Policy at any time.