Low-Cost Loans for Employees
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Frequently Asked Questions
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Miami Office
150 SE 2nd Avenue
Miami, FL 33131
1. Access Loans will not perform FICO score credit check, instead we use alternative credit. Failure to make payments may affect your credit score. 2. Access Loans reports all loan payments to the credit bureaus- loan program requirements and approval are subject to Access Loans. 3. Same day funding available for limited customers or next business day. If the next business day falls on a federal holiday, founding will occur on the following business day. 4. Access Loans Federal program is offered to residents in: AL, AZ, CO, DC, FL, GA, MD, MI, MN, MO, OH, OK, OR, SC, UT and WA. * All loans are made by Access Loans LLC, a licensed consumer finance company under NMLS #1946049. * The loan approval process may delay in time if additional documents are needed to evaluate the application. * Access Loans is not available to active members of military or their dependents at this time. * Our interest rate match policy applies only to loans made by Access Loans, intended to be repaid by payroll allotment, to employees of the U.S. federal government residing in AL, AZ, CO, DC, FL, GA, MD, MI, MN, MO, OH, OK, OR, SC, UT and WA. * TO REPORT A COMPLAINT OR PROBLEM WITH ACCESS LOANS - YOU MAY CALL OR EMAIL at 321-396-0172; customerservice@accessloans.com, NMLS #1946049