Low-Cost Loans for Employees
We are making lending more accessible, convenient, and transparent.

Most Innovative Payroll Product
5K
Borrow up to $5,000
Multiple loan programs available.
24
6-24 month
We offer 6-24 month loan terms.
~5
Just minutes
Apply in less than 5 minutes from any device.
3
Top Credit Bureaus
Reporting payments to the top 3 credit bureaus can help improve or establish credit.
Our Competitive Advantage
Fast Approval Process*
Our loan application & approval process list is fast and convenient.
No FICO Required*
Your FICO credit score will not be affected when applying.
No Prepayment Fees
We will not charge you any prepayment fees.
Boost Your Credit History
Establish or improve a good credit history.
Same Day Funding*
We offer same day funding for qualified customers.
Reasonable & Worry Free Payments
We will help you set up repayments so you don’t have to worry about payment reminders.
Customer Reviews are Proof of Excellence
Access loans is a very Professional company. They are customer service oriented. Responsive and easy to use. The loan terms offered are competitive and the application process is quick and easy. I highly recommend this company to anyone that wants an easy pleasant professional experience when seeking a loan provider.