Low-Cost Loans for Employees
We are making lending more accessible, convenient, and transparent.
Most Innovative Payroll Product
Borrow up to $6,000⁴
Multiple loan programs available.
We offer up to 26 month loan terms.
Apply in less than 5 minutes from any device.
Top Credit Bureaus³
Reporting payments to the top 3 credit bureaus can help improve or establish credit.
Our Competitive Advantage
Fast Approval Process²
Our loan application & approval process list is fast and convenient.
No Impact to FICO¹
FICO credit scores are NOT impacted when applying for our loan programs.
No Prepayment Fees
We will not charge you any prepayment fees.
Build your Credit History
Payments are reported to the top 3 credit bureaus.
Same Day Funding²
We offer same day funding for qualified customers.
Reasonable & Worry Free Payments
We will help you set up repayments so you don’t have to worry about payment reminders.
Frequently Asked Questions
Customer Reviews are Proof of Excellence
Access loans is a very Professional company. They are customer service oriented. Responsive and easy to use. The loan terms offered are competitive and the application process is quick and easy. I highly recommend this company to anyone that wants an easy pleasant professional experience when seeking a loan provider.