We offer convenient, fast and transparent personal loans especially crafted for Federal Employees.

Our ambition is to provide the best experience for Federal Employees.

Applying does NOT affect your FICO credit score.

Why people prefer Access Loans?

Illustration of a star with an exclamation inside No FICO credit score required

Low credit Score? Not a problem! Fico credit scores will not be used to determine loan qualification.

Illustration of a computer and a cell phone Fast and Easy Application
Illustration of human hands holding a dollar sign Fast Funding
Illustration of a rocket Advanced Technology
Illustration of a thumbs up Interest Rate Match Guaranteed
Illustration of a cloud with a dollar sign inside Reasonable and worry-free payments
Illustration of two chat balloons with a dollar sign inside the first one Boost Credit History
Illustration of a woman seated Illustration of a magnifying glass Search for your employer

Type your employer and verify if you work for a qualifying entity.

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Our application process is quick and easy.

Illustration of a check being signed Sign your loan & Receive your funds

Once approved you can receive your funds as quick as same business day after loan is signed.

APPLY NOW Applying does NOT affect your FICO credit score.