Affordable Loans for Employees

We are making lending more accessible, convenient, and transparent.

FICO credit scores are NOT impacted when applying for our loan programs¹
Low-Cost Loans for Employees

Most Innovative Payroll Product

6K

Borrow up to $6,000⁴

Multiple loan programs available.

26

14-26 months⁴

We offer up to 26 month loan terms.

~5

Just minutes

Apply in less than 5 minutes from any device.

3

Top Credit Bureaus³

Reporting payments to the top 3 credit bureaus can help improve or establish credit.

Our Competitive Advantage

Fast Approval Process²

Fast Approval Process²

Our loan application & approval process list is fast and convenient.

No Impact to FICO¹

No Impact to FICO¹

FICO credit scores are NOT impacted when applying for our loan programs.

No Prepayment Fees

No Prepayment Fees

We will not charge you any prepayment fees.

Build your Credit History

Build your Credit History³

Payments are reported to the top 3 credit bureaus.

Same Day Funding²

Same Day Funding²

We offer same day funding for qualified customers.

Reasonable & Worry Free Payments

Reasonable Payments

We will help you set up repayments so you don’t have to worry about payment reminders.

Frequently Asked Questions

You must be employed for at least one year, not active in the military, have no open bankruptcies, and be over the age of 18 years old. To check if you qualify, apply online and follow the steps provided. If you have any further questions you can contact us at 888-287-9483 or email customerservice@accessloans.com.
Yes; however, keep in mind that applying will NOT impact your FICO credit score. When you apply for any of our loan programs, our team will review your credit, employment history, and other important factors to determine eligibility. This alternative lending approach helps us offer emergency loans to customers who are currently excluded from traditional forms of credit available.
Some of the documents that will be requested from you during the application process include: Drivers license, Proof of address, Pay Stub, and a selfie. We invite you to start an application as the process showcases all of the information needed for that specific loan, including required documentation and terms. We make it very simple and clear - https://app.accessloans.com/signup

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