Referral Program: An Extra Source of Income

Refer our good service and earn cash every time someone joins any of our loan programs using your referral code. There are no limits to how much you can earn- the more you refer, the more you earn!

Employees Using Access Loans to refer friends and earn money!

Earn Cash Every Time Your Refer a Qualified Applicant

Unlimited Earnings

There is no limit to how much you can earn by referring Access Loans.

$50 Cash + Bonus

Earn $50 for each successful referral. We offer performance bonuses to unlock more earning potential.

Quick Process

Our Referral process is quick and easy to share with friends and colleagues. Share your code in less than a minute.

Referral Program Earning Tiers

You are eligible for these earning as long as you are an active Access Loans customer. No limit as to how much you can refer.


1 to 5 referrals

Earn $50 per qualified referral.


6 to 10 referrals

Earn $75 per qualified referral.


11+ referrals

Earn $100 per qualified referral.

3 Easy Steps to Start Earning

Our referral program allows our customers to earn cash by referring our service. Here are the steps to refer:


Sign In

Log in here to access your referral code. Each referral code is personalized (must be a current customer).



Share your code with co-workers in need of emergency loans. They will be asked during the application process to provide your code.


Receive Cash

Approved Applications: We will send you your total referral earrings on a monthly basis (money will be deposited through bank on file).

Referral Code Sharing Tips


Text Message

Send your referral code via SMS to reach your friends quickly.



Follow up with your referrals and provide your personal opinion as a customer.



Reach out to co-workers who you think could benefit from our service.


Social Media

Engage with your social sites and share your code with your followers.



Bring this benefit into work-groups and share your code and experience.



Network with your friends to identify potential referral opportunities.

Terms and conditions

The Access Loans Referral Program (“Referral Program”) was created to reward you (“our customers”) for successfully recommending us to colleagues, friends and family who apply to our loan programs and are approved to become our customers. The following terms contain important information about our program,so please read them carefully. These Referral Terms set forth the terms and conditions for participation in our Referral Program and are hereby incorporated by reference to our Terms of Use. We will determine, in our sole discretion, whether a Qualifying Referral received a Funded Loan using your Referral Link. Other terms and conditions may apply, please allow 6-8 weeks for payment processing. If you have any questions about the terms of the referral program or would like more information, please contact our customer service representatives by email, phone or chat.

Frequently Asked Questions

Customer Reviews are Proof of Excellence

Access loans is a very Professional company. They are customer service oriented. Responsive and easy to use. The loan terms offered are competitive and the application process is quick and easy. I highly recommend this company to anyone that wants an easy pleasant professional experience when seeking a loan provider.