Frequently Asked Questions
Are there any additional fees or costs to apply for Access Loans?
There are no hidden fees, however additional to interest there may be a one time origination fee applied to your total loan amount.
How will this loan affect my credit?
Hardworking employees are more than just a credit score. We do not pull your credit or verify FICO score at the time of application. On the contrary this will help your credit as long as payments are made on time , as we will report payments made to a credit bureau.
How long does the approval process take?
If qualified, the approval process can take between 1-2 business days as long as all requested documents are sent properly.
How quick can I receive my money?
Once an application is approved and signed, your funds will be received within 1-2 business days. Same day funding is available if application signed before 12 pm.
Am I able to make additional payments?
Of course you are able to make additional payments without any penalties
What happens if I am no longer employed?
Payments made on time will still be your responsibility, however you will definitely be able to create an ACH payment arrangement to keep your loan in good standing.