Affordable Loans for Government & Federal Employees

Convenient, fast, and transparent personal loans especially crafted for U.S. Federal Employees.

FICO credit scores are NOT impacted when applying for our loan programs¹
Low-Cost Loans for Government & Federal Employees

Loan Program Highlights

no fico

No Impact to FICO¹

FICO credit scores are NOT impacted when applying for our loan programs.

Apply in minutes

Apply in minutes

Apply any day of the week in minutes from any device.

Same day

Same day funding²

Same day funding available for employees once loan is signed.

3 Easy Steps to Apply for a Federal Employee Loan

If you are a Federal Employee looking for a emergency cash, you may be eligible to receive funds directly into your bank account. Apply today online from any device.

3 Easy Steps to Apply for a Loan

Apply Online

Our Federal Employee application process is fast and secure. Apply in minutes from any device.

Allotment setup

We will guide you on how to set up your allotment in order to have stress-free repayments.

Sign your loan & receive your money!

Once approved you will receive your funds directly into your bank account. Same day funding available after loans are signed.

A-Z Index of U.S. Government Departments and Agencies

We offer Federal Employees loans to qualified employers from the following list:

  • Federal Aviation Administration
  • Transportation Security Administration
  • Department of Labor
  • Social Security Administration
  • Department of Defense
  • Department of Homeland Security
  • IRS
  • Department of Agriculture

Our Competitive Advantage

Fast Approval Process²

Fast Approval Process²

Our loan application & approval process list is fast and convenient.

No Impact to FICO¹

No Impact to FICO¹

FICO credit scores are NOT impacted when applying for our loan programs.

No Prepayment Fees

No Prepayment Fees

We will not charge you any prepayment fees.

Build your Credit History

Build your Credit History³

Payments are reported to the top 3 credit bureaus.

Same Day Funding²

Same Day Funding²

We offer same day funding for qualified customers.

Reasonable & Worry Free Payments

Reasonable Payments

We will help you set up repayments so you don’t have to worry about payment reminders.

Frequently Asked Questions

You must be employed for at least one year, not active in the military, have no open bankruptcies, and be over the age of 18 years old. To check if you qualify, apply online and follow the steps provided. If you have any further questions you can contact us at 888-287-9483 or email customerservice@accessloans.com.
Yes; however, keep in mind that applying will NOT impact your FICO credit score. When you apply for any of our loan programs, our team will review your credit, employment history, and other important factors to determine eligibility. This alternative lending approach helps us offer emergency loans to customers who are currently excluded from traditional forms of credit available.
Some of the documents that will be requested from you during the application process include: Drivers license, Proof of address, Pay Stub, and a selfie.We invite you to start an application as the process showcases all of the information needed for that specific loan, including required documentation and terms. We make it very simple and clear - https://app.accessloans.com/signup

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