Protect Your Biggest Asset: Your Employees
Salary Access is a voluntary emergency loan program to assist employees with limited access to cash, loan options, or other traditional forms of credit.
Salary access improves employee financial health & motivation.
Most Innovative Voluntary Employee Payroll Product
Quick funding loans to cover employees financial emergencies at low rates.
A program that allows employees to receive a partial paycheck advance with 0% interest rate.
Resources & Rewards
Financial resources and tools so employees can improve their personal finances. We reward our customers who learn.
Employee Credit Monitoring
We offer our customers a complimentary credit monitoring program as an aid to foster financial stability.
Learn more about the Salary Access program and receive the full list of benefits for you and for your employees
One of our representatives will email you with more information and complete program details.
Many take advantage of financially challenged employees, we protect them
Many employees are unprepared for short-term cash needs which translates to poor job performance and lack of motivation.
We offer an innovative benefit that enables your organization to dramatically improve your employees’ financial well-being and help them lead a more productive and happier life.
We protect them from:
- Health emergencies
- Home emergencies
- Bill emergencies
- Natural disaster
Employees need quick access to money, and traditional lending facilities are not meeting their needs
Simple & Quick!
- The application is available every day 24/7.
- Employees can apply from any device.
- We offer digital signatures to speed up the process.
- Loan repayments are done via innovative payroll deduction.
- We offer our customers call, email or chat support.
- Our application process is available English or Spanish.
- Fast Approval Process.
- Same day funding available*.
- We don’t require employees FICO credit Score*.
- There are no prepayment fees.
- An opportunity to boost employees’ credit & history.
- Reasonable & Worry Free Payments.
Our Competitive Advantage
Fast Approval Process*
Our loan application & approval process list is fast and convenient.
No FICO Required*
Your FICO credit score will not be affected when applying.
No Prepayment Fees
We will not charge you any prepayment fees.
Build your Credit History
Payments are reported to the top 3 credit bureaus.
Same Day Funding*
We offer same day funding for qualified customers.
Reasonable & Worry Free Payments
We will help you set up repayments so you don’t have to worry about payment reminders.
Access Loans is here to help!
Protect your employees from having limited alternative lending solutions. Employee demand for this benefit is bigger than you think!
Financial insecurity impacts 50% of low wage earners*
48% are distracted by their financials at work
31% say this impacts their productivity at their workspace
47% of US consumers have < $400 in savings*
This creates a cash-flow crunch for millions of consumers covering unexpected car repairs, health emergencies, etc.
50% of US consumers have non-prime credit*
This severely limits access to traditional forms of credit
Remaining financial options are non-transparent and debt-trap
Frequently Asked Questions
Customer Reviews are Proof of Excellence
Access loans is a very Professional company. They are customer service oriented. Responsive and easy to use. The loan terms offered are competitive and the application process is quick and easy. I highly recommend this company to anyone that wants an easy pleasant professional experience when seeking a loan provider.