Low-Cost Loans for Employees
Convenient, fast and transparent personal loans especially crafted for U.S. Employees.
Loan Program Highlights
No FICO Required*
We do not perform FICO score credit checks, instead we use an alternative credit solution.
Interest rate match*
We will match and lower your interest rate if you can demonstrate a valid offer approval.
Same day funding*
Same day funding available for employees once loan is signed.
3 Easy Steps to Apply for an Employee Loan
If you are an Employee looking for emergency cash, you may be eligible to receive funds directly into your bank account. Apply today online from any device.
Our Employee application process is fast and secure. Apply in minutes from any device.
We will guide you on how to set up your allotment in order to have stress-free repayments.
Sign your loan & receive your money!
Once approved you will receive your funds directly into your bank account. Same day funding available after loans are signed.
Our Competitive Advantage
Fast Approval Process*
Our loan application & approval process list is fast and convenient.
No FICO Required*
Your FICO credit score will not be affected when applying.
No Prepayment Fees
We will not charge you any prepayment fees.
Build your Credit History
Payments are reported to the top 3 credit bureaus.
Same Day Funding*
We offer same day funding for qualified customers.
Reasonable & Worry Free Payments
We will help you set up repayments so you don’t have to worry about payment reminders.
Frequently Asked Questions
Customer Reviews are Proof of Excellence
Access loans is a very Professional company. They are customer service oriented. Responsive and easy to use. The loan terms offered are competitive and the application process is quick and easy. I highly recommend this company to anyone that wants an easy pleasant professional experience when seeking a loan provider.