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Savings
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Thursday, August 28, 2008
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We have savings plans to match any and all of your financial needs. Flexibility, security, highest possible yields, and premium interest rates are only a part of the personal service which is Parish National Bank... banking the way it ought to be.
Insured Money Market
Investors Savings Account
Parish Savings Account
Christmas Club Account
Individual Retirement Account
Savings Bonds
Safe Deposit Boxes
Automatic Savings Transfer
Health Savings Account
By establishing a Health Savings Account (HSA) - in conjunction with a high-deductible health plan - you're taking
healthcare savings back into your own hands.
A Health Savings Account offers the following benefits.
Monthly service charge:
Minimum to open: $50
Opening Fee: $25
Monthly Service Fee: none
Check out our competitive tiered interest rates.
Click here for more details.
 | Insured Money Market
Investment Account |  |
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Excellent money market savings option with a low $1000 minimum opening deposit and balances over $2500 earn higher interest rates. Please see our rate summary for more details.
Monthly service charge:
If the Average collected balance falls below $2500: $10.00
Excessive withdrawal fee per occurrence: $10.00
* Please read our Savings Account Notice or see our Personal Banking Brochure for more information.
| Investor's Savings Account | |
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This high-yield savings account gives you the liquidity of a savings account with the premium interest rate usually reserved for certificates of deposit. It is available to PNB checking account holders and a monthly statement is provided. Check our rate summary for more details.
Minimum to open: $5000
If minimum balance falls below $5,000 a monthly service charge of $10.00 will be charged and the interest rate will be reduced to the standard savings rate.
* Please read our Savings Account Notice.
Whether you save a little or a lot, this interest bearing account gives you flexibility with ATM and Personal Touch 24 telephone inquiry access.
Minimum to open: $50
Monthly Service Charges:
$3, if minimum balance falls below $200.
Withdrawal charge of $1.00 each in excess of 2 per month, if minimum balance falls below $500.
Penalty of $15 assessed if account closes within 90 days.
For minor savings accounts the service charge is incurred if the minimum balance falls below $50; the withdrawal charge is assessed for any in excess of two, regardless of balance.
See our rate summary for more details.
* Please read our Savings Account Notice.
Planning ahead is effortless through our holiday savings plan. Deposits are made through automatic transfer from any PNB account, in any amount, with no restrictions. In October, you'll receive a check for the balance in the account at that time. See our rate summary for more details.
Early closure penalty: $15.
* Please read our Savings Account Notice.
| Individual Retirement Account | |
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It's important to plan for your retirement. Our IRA options make it easy for anyone to start.
Fixed rate account: Interest compounded daily. $500 minimum to open. Penalty for early withdrawal.
Variable rate account: $100 minimum to open. $50 additional deposit minimum. Rate may change after the account is opened. Penalty for early withdrawal.
A great gift idea! You can purchase and redeem Series EE savings bonds at any of our convenient branch locations.
Your valuables are safe and secure in a PNB Safe Deposit Box. Several sizes are available; annual rent is based on size. Ask for details at the branch location nearest you.
| Automatic Savings Transfer | |
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There is no charge to initiate savings through automatic transfers from your PNB checking account into your savings account. See one of our representatives at your local branch office, and start saving today!
SAVINGS
My PNB
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